Home Loan Investment Bank

At some point in our life, We Have to take Home Loans to build or buy the house of our dream.

It cost much this is why we look for someone who can lend us some money so that we can make a house and then repay it when it is done. Those who lend us won’t lend if they don’t see any profit in it.

This is why they take extra money while we pay back the extra money we pay is known as interest. Some charge more interest while others were less. Generally, bank charges less interest than money lenders.

This is why we have bought you this article to let you know the Best Home Loan investment bank which will save you from a lot of problems while looking for a loan. But before that, you should know the factor you should look for the bank before applying for a loan.


Home Loan Investment Bank 2020
Home Loan Investment Bank 2020
  1. Interest Rate

As I already said that inter interest rate is different from different providers. Some charges you very much while others charge you less. this is why you should look for the interest rate charges before applying for the Home Loan from Bank.

  1. Processing Fees

Processing fees are different from the interest rate. Processing fees are charged before the approval of your loan. It includes the paper fees, loan provider assistant fees, and also include various legal charges. Although you should know that processing fees have nothing to do with the approval of the loan.

  1. Legal Fees

Before providing your loan bank sometime appoint someone who will verify whether you are eligible to get a loan or not. It is different from processing fees as it is charged by the legal person and not by the bank.

  1. Loan-To-Value (LTV) Ratio

Bank won’t provide you the loan of the exact amount you demand. They will provide 70% to 90% of the total value. This is why it is called the Loan-To-Value Ratio.

List of best banks for home loan investment
  1. ICICI Bank Home Loan
  2. State Bank of India Home Loan
  3. HDFC Bank Home Loan
  4. Axis Bank Home Loan
  5. Bank of Baroda Home Loan

These are some of the banks which provide you a Loan for Home but you should check their interest rate percentage before applying for a loan. These are very famous Bank and they will be very much interested to finance your loan only if they verify that you are trusted.

When you apply for a loan your property original papers will be kept with them mortgage this is why why it is also called mortgage loan.


You know the necessity of choosing the best Bank which will provide you the loan as much as you want without any problem. I hope this article will help you when you look for the Best home loan investment bank. With the help of this article, you will know what you should look before applying for a loan from a bank.

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